Service Types:
Accounting & Auditing Firms
Moss Adams LLP
Moss Adams LLPFounded in 1913, Moss Adams is the largest accounting and consulting firm headquartered in the West. The firm has 21 locations in California, Washington, Oregon, Arizona, and New Mexico and provides a wide array of services to more than 200 community banks, thrifts, mortgage companies, and other financial institutions.
Vavrinek, Trine, Day & Co.
VTD provides audit and tax services to community banks.
Correspondent Services
Federal Home Loan Bank of San Francisco
The Federal Home Loan Bank of San Francisco delivers products such as fixed and adjustable rate advances up to 30 years; interest rate swaps, imbedded or stand-alone caps and floors; standby letters of credit and community investment programs to financial institutions headquartered in Arizona, California and Nevada.
Pacific Coast Bankers' Bank
PCBB has been providing products and services to hundreds of community banks across the nation since 1997. Our platform is very broad and relevant to assisting clients in meeting industry challenges. Consulting services include robust reporting and analyses around ALLL, credit stress testing and ALM, all of which have been thoroughly examined by state and federal regulators across the country. We also offer loan pricing and client profitability services based on RAROC to assist clients in obtaining the appropriate rate of return from each customer. We also have products that can assist your bank in growing the loan portfolio, managing your cost of funds, conducting international activities and others. In short, PCBB’s unique product set is specifically designed to assist community bank clients in managing risk and maximizing profitability.
Union Bank
Union Bank headquartered in Los Angeles with approximately $80 Billion in assests, is a full service correspondent bank offering a complete array of correspondent banking services to community banks.
Wells Fargo
Wells Fargo & Company (NYSE: WFC) is a diversified financial services company providing banking, insurance, investments, mortgage and consumer finance across North America and internationally.
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Data/Item Processing/Software Solutions
Computer Services, Inc.
CSI delivers dynamic solutions that empower financial institutions to remain competitive, compliant and profitable. CSI’s full suite of technology solutions includes core processing, document delivery, payments processing, managed services, mobile, Internet, and risk management and compliance. For more information about CSI, visit www.csiweb.com.
Financial Tools, Inc.
Financial Tools’ CASH Suite offers financial analysis and risk management software that promotes better lending decisions and increased profitability. Integrating CASH into your operation provides enhanced relationship management; financial statement, tax return and CRE analysis; loan grading and pricing; loan compliance; and portfolio management and stress testing at all levels. Users of CASH applications enjoy excellent training and unparalleled IT and analytical support. With CASH, you get all the tools you need to succeed.
Fiserv
Celebrating 25 years of partnership and service to the financial services industry, Fiserv is a leader in financial services technology solutions, driving innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization.
Jack Henry & Associates Inc.
Jack Henry Banking™ serves 1,500+ banks with core and complementary solutions, unmatched service, leading-edge technology, in-house and outsourced alternatives, and integrity-based client relationships.
Laserfiche
Since 1987, Laserfiche has used its Run Smarter® philosophy to create simple and elegant enterprise content management solutions. More than 32,000 organizations use Laserfiche® software to streamline document, records and business process management. Laserfiche enables staff to spend more time on customer-facing activities by electronically routing loan applications through origination, closing and funding processes. Laserfiche’s interoperability makes it an ideal central management interface for a variety of systems, including COLD and check imaging applications, as well as core banking applications.
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Employee Benefits & Consulting Services
BFS Group
BFS Group provides and manages supplemental benefit plans for top executives and directors so that banks can attract, retain and reward the individual talent that drives their success.
Corrigan & Company
Corrigan & Company works exclusively with financial institutions primarily in the Western United States to design and administer Executive and Director Long-Term Compensation Programs funded by life insurance (COLI/BOLI). Over the past twenty years, we have developed programs for over 150 financial institutions (banks, thrifts and insurance companies) financed by over two billion dollars of corporate-owned life insurance. Corrigan & Company is a member firm of the M Financial Group and is a long-time leader in this highly specialized market.
M Benefit Solutions - Bank Strategies
M Benefit Solutions - Bank Strategies is the ICBA Preferred Service Provider of design and financing alternatives for executive and director benefits and Bank Owned Life Insurance (BOLI). As a leader in the field, M Benefit Solutions - Bank Strategies helps clients effectively attract, retain, reward and retire their best and brightest people.
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Financial Services & Consulting
Banker's Dashboard
Banker’s Dashboard® delivers the only community bank management tool that Works the Way a Banker Thinks®. Community banks of all sizes leverage our online, time-saving solution to arm their management teams with the daily financial information they need for making critical decisions that will improve performance and profits.
Credit Quality, Inc.
Providing superior loan review, risk management assessment and consulting services to financial institutions since 1992. We bring extensive, broad based lending experience and regulatory relationships to your institution.
Elan Financial Services
Elan Financial Services has been a trusted provider of agent banking partner solutions for more than 40 years. With services such as ATM and debit processing, ATM Outsourcing, surcharge-free ATM networks and kiosks, end-to-end credit card solutions and prepaid card solutions, Elan can help your organization increase revenue and efficiencies.
Promontory Interfinancial Network, LLC
The home of CDARS® (pronounced "cedars") and IND®. More than 3,000 financial institutions can use one or both of these services to enhance their profitability, attract large-dollar deposits, deepen their customer relationships, and/or obtain cost-effective wholesale funding. Join the Promontory Network, and you can too! In addition to CDARS and IND, Promontory offers Prepaid Assessment MarketplaceSM – a FREE service that helps to match prospective buyers and sellers of prepaid FDIC assessments.
RLR Management Consulting, Inc.
RLR Management Consulting, Inc. (RLR) is a nationwide consulting firm focused on providing high quality consulting assistance to Banks in the areas of Corporate Strategy, Organizational Analysis, Operations, Project Management, Regulatory Compliance, Loan Services, Payments, and Information Technology.
Talaris
Talaris offers global expertise specializing in cash handling technology to manage cash as it moves through the commercial cash cycle. Talaris solutions incorporate consulting and project management, cash dispensing and recycling, cash and coin handling, self-service solutions, integrated technology (OEM), connectivity and optimization software and full support services.
Young & Associates, Inc.
Young & Associates, Inc. is a team of management consultants that has provided consulting, outsourcing, and educational services to community financial institutions nationwide and overseas since 1978. We offer a wide array of products and services, covering all the major areas of banking, such as risk management, capital planning, strategic planning, liquidity planning, mergers and acquisitions, branching and expansion, internal audit, loan review, IT, human resources, and regulatory compliance.
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General
Advanced Network Inc.
ANI is a California based company, leading our market area in the total variety of service offerings to financial institutions in the ATM arena. ANI is a premier single source solution for all your ATM service needs including: 1st and 2nd Line service, Cash Delivery, Image and traditional Deposit Processing, back-office, and new and used hardware solutions. ANI is an authorized NCR Sales and Service provider. One of our strengths is to customize a service package to your requirements and make recommendations on how to improve cost effectiveness without reducing the quality of ATM service. Please visit us at www.aniservices.com.
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Insurance Services
Financial Guaranty Insurance Brokers, Inc.
Financial Guaranty Insurance Brokers, Inc. (FGIB) was founded in 1983, providing insurance services for financial institutions, focusing on community banks, lending institutions, and mortgage banks, giving them access to multiple insurance companies, thus providing them with competitive quotes and broad coverages.
Kesler & Associates
For over thirty years, Kurt Kesler & Associates has been a full service insurance agency specializing in the tracking of bank loan portfolios, and has assisted banks in the design, implementation, service and administration of custom financial programs.Kurt Kesler & Associates specializes in providing lenders with a variety of Insurance Solutions.
Partners Advantage Insurance Services, LLC
Partners Advantage is a top independent marketing organization that works to create new, and strengthen existing insurance profit centers inside of community banks. We provide products, advisors, unmatched training and systems to help generate revenue for partnering firms. We help community banks generate more commission income to help mitigate the dependency on interest income. For interest in a strategic alliance, contact Nathan Schmitz at (951) 977-2689.
Travelers Insurance Company
Travelers has been insuring financial institutions since 1890. We currently offer a wide range of commercial insurance coverages through Travelers SelectOne for Community Banks, our extensive product portfolio designed specifically for financial institutions. This flexible product line includes coverage options to address the financial institution Bond, Directors & Officers Liability, Trust Errors & Omissions, Lenders Liability, Bankers Professional Liability, Property, General Liability, Automobile, Workers Compensation, e-banking exposures and much more.
White & Company Insurance Inc.
Established in 1952, White & Company Insurance has been assisting Financial Institutions and Financial Service clients with their Professional Liability, Bonding, Property, General Liability and Benefit risk management and insurance requirements for over 60 years. They have elite status with many insurers including Chubb, CNA, and Travelers.
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Investment Services
FTN Financial
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of $5+ billion, FTN has transacted business over the past 24 months with approximately 1/3 of all domestic depository institutions, and approximately 1/2 of banks with investment portfolios over $100 million. FTN Financial is also a leading underwriter of callable agency debt and a top performer in the overall agency market with maturities of 18 months and longer. FTN Financial has 21 offices worldwide.
ICBA Securities
ICBA Securities provides community bankers with quality investment products, services and education, including bond trade execution, deposit gathering, bond accounting and safekeeping, transaction analysis, Performance Profiles, and research assistance. Hundreds of community banks manage their A/L via our proprietary Risk Manager product. Through Vining Sparks Interest Rate Products, we offer hedging strategies to offset rate risk exposures. The Community Bank Advisory Group provides M&A assistance and bank valuation services. Also, our Loan Trading group purchases and sells bulk packages of various loan products. ICBA Securities has a unique, formal agreement to return all of its earnings to either state associations or its parent, the ICBA, in the form of royalties and dividends.
Keefe, Bruyette & Woods, Inc.
Keefe, Bruyette & Woods (KBW) is the largest full-service investment bank that specializes exclusively in the financial services sector. Founded in 1962, the firm is recognized as a leading authority on financial services companies. KBW’s focus includes banking companies, insurance companies, real estate and REITs, broker/dealers, mortgage banks, asset management companies, and specialty finance firms. The firm has established industry-leading positions in the areas of research, corporate finance, mergers and acquisitions, and sales and trading for financial services companies.
Sandler O'Neill & Partners
Sandler O’Neill & Partners, L.P. is recognized throughout the United States as a leader in providing the full suite of investment banking, advisory, balance sheet management, brokerage and research services to financial institutions and their investors.
The KeyState Companies
KeyState has been serving community banks for over 20 years. Our services include Asset & Liability Consulting, Captive Insurance Company Management, Municipal Bond Credit Reviews, and Bank Portfolio Advisory Services (thru our affiliate, KeyState Advisory, LLC, a registered investment advisory firm). KeyState’s experienced team of investment officers, consultants, and analysts work hand-in-hand with a bank’s executive team and their tax, legal, and accounting/audit advisors to provide bottom line solutions.
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IT Services
Bank Intelligence Solutions from Fiserv
The Bank Intelligence Solution is the only online advisory solution for financial institutions, serving clients throughout the United States. They help organizations maximize franchise value by enhancing their ability to make strategic decisions affecting profitability enhancement and franchise growth.
Compushare
Compushare, Inc. SMART Technology Management Solutions for the Financial Services Industry Compushare is the leading provider nationwide of high quality, innovative technology and compliance solutions for financial services providers. We take a strategic, consultative and customized approach to the selection, implementation and management of technology. Compushare offers a dedicated financial industry focus with more than 15 years of technology experience supporting over 800 clients. Our experience, premium service, impeccable delivery and predictable cost structure, provide financial services organizations with immediate and lasting value, which allows our clients to focus on their core business.
FIS
A leading global provider of banking and payments technologies, FIS provides financial institution core processing,and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.
ProNet Solutions
ProNet Solutions is a leading provider of technology management solutions created exclusively for community banks. We offer a comprehensive suite of managed IT services, with all the benefits of a fully-integrated security platform; while tailoring our services to each banks’ unique business environment. We provide proactive, reactive, regulatory and technology management support, as well as strategic IT planning, so our banking partners can do what they do best – focus on banking.ProNet Solutions is committed to building long-term partnerships, and are ultimately the Single Point of Contact for any of the banks’ IT-related issues. This commitment ensures that all technology investments are aligned and producing maximum benefits.
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Law Firms
Bohm Matsen LLP
Bohm Matsen LLP represents clients in all aspects of business advising and documentation, complex mixed collateral loan documents and workouts, private equity, mergers and acquisition, financial services regulation, gateway processing under NACHA and 21st Century Check Act, property acquisitions, and leasing, management of non-performing assets and loss share agreements. Areas of Practice: Financial Services Regulation and Acquisitions, Commercial, Mergers, Transactions, Private Equity. Contact: Harriet B. Alexson, Chair of the Financial Services Client Advisory Group. She specializes in loan transactions, bank regulation, acquisitions and sales and sales of troubled assets and REO by financial institutions. Ability to: (i) understand the client’s long-range goals, (ii) identify potential liability issues and (iii) determine and implement applicable legal solutions in highly regulated industries.
DODD•MASON•GEORGE LLP
Dodd•Mason•George LLP advises California community banks and holding companies on corporate, securities and regulatory matters including capital raising, mergers and acquisitions, SEC reporting and registration filings, compensation and benefit arrangements, and governance issues.
Eisner, Kahan & Gorry
We are a full service law firm, with an emphasis on banking, finance, entertainment, and litigation.
Gary Steven Findley & Associates
Gary Steven Findley & Associates specializes in representing independent financial institutions operating in the Western United States. The firm represents over 50 independent financial institutions (the largest independent financial clientele of any law firm in California).
Horgan, Rosen, Beckham & Coren, LLP
Horgan, Rosen, Beckham & Coren, LLP, a boutique banking law firm, provides a full range of legal services to community banks, including their holding companies and subsidiaries, in a highly professional and cost-effective manner.
King, Holmes, Paterno & Berliner, LLP
King, Holmes, Paterno & Berliner handles a sophisticated practice with particular emphasis and expertise in entertainment law, complex business and intellectual property litigation, real estate, business, banking and corporate finance. The Firm is dedicated to providing legal services of the highest quality in a timely manner.
Kraft Opich LLP
Kraft Opich, LLP is a law firm, located in the Sacramento area, that specializes in representing Banks and other lenders in all aspects of commercial and real estate lending, from documenting complex real estate and commercial loan transactions, loan restructures and workouts, and enforcement of lender’s rights and remedies in both state court and bankruptcy court.
Michelman & Robinson, LLP
M&R is a national law firm with offices in Los Angeles, Orange County, San Francisco, Sacramento and New York. The Firm specializes in Banking, Financial Services & Bankruptcy, Commercial & Business Litigation, Real Estate, Employment Law, Health Care, Insurance, Corporate & Securities, and Environmental Law.
Nixon Peabody
Nixon Peabody LLP has extensive experience in advising community banks in California on the entire range of legal issues from M&A to regulatory matters.
Tisdale & Nicholson LLP
As a full service law firm to our financial institution clients, Tisdale & Nicholson LLP's transactional lawyers provide regulatory, corporate, securities and real estate transactional work while their litigation lawyers provide representation in state and federal civil courts and before the financial institution and securities administrative agencies.
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Loan Services
Advance Restaurant Finance, LLC
Advance Restaurant Finance, LLC (“ARF”), started in July of 2001, is a licensed California lender (# 603 7958) that provides direct short term commercial financing to the restaurant/hospitality industry; and, that supports community bank partners in making restaurant/hospitality small business loans in all 50 states through marketing and servicing relationships. Acting as a third party service provider, ARF facilitates the origination of, pre-underwriting and servicing of a restaurant/hospitality commercial loan portfolio on behalf of its banking partners. Additionally, ARF credit enhances the portfolio mitigating risk to the bank partner and insuring the bank enjoys a robust return.
Bankers Fidelity Capital Advisors
BFCA acts as an "outsource" to the Independent Banking community providing funding solutions for those loan requests that the banker is unable to fund because they fall outside the banker's lending "box". Solutions include home loans, commercial, industrial, and multifamily real estate loans, private equity as well as business lending solutions such as asset-based lending, accts. receivable financing, and factoring.
NCCI - National Creditors Connection, Inc.
National Creditors Connection, Inc (NCCI), the nation’s premier field contact service! Specializing in making direct contact with your customers. We provide nationwide field services; document fulfillment, property inspections, face-to-face contact, mobile notary, insurance & commercial inspections, and many more. Offering a cost-effective service to resolve your accounts by re-establishing a line of communication between you and your debtors. Trust, knowing that we are fully insured, bonded, nationally compliant, fully automated, and a certified minority business owned company, making NCCI a step above all the rest. We’ve been in business for 19+ years and proud to be of service to the banking industry. Let us be your “Eyes and Ears in the Field”.
Nixon Peabody
Nixon Peabody LLP has extensive experience in advising community banks in California on the entire range of legal issues from M&A to regulatory matters.
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Marketing/Promotions
Catalyst Marketing Company
Catalyst has more than 40 years of bank marketing experience communicating with varied target audiences including multi-cultural markets about complex products and services for community, regional, and statewide banks. Catalyst services include strategic planning and consulting, market research, branding, traditional and digital advertising, social media, public relations, event planning, and stockholder relations.
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Merchant Card Processing/Checks
UMS Banking
UMS Banking provides a variety of financial products designed to create a total Payment Processing Package that enables banks to offer their commercial customers a broad range of payment processing options backed by superior service at competitive rates.
Vantiv
Vantiv, LLC is one of the largest providers of payment strategies and technology solutions for financial institutions and businesses worldwide. Formed in 1971 and most recently known as Fifth Third Processing Solutions, LLC, the Company builds strategic partnerships with its customers, helping them become more efficient, more secure and more successful. Headquartered in Cincinnati, Ohio, Vantiv, LLC is a joint venture between Advent International and Fifth Third Bank, a subsidiary of Fifth Third Bancorp (FITB).Vantiv, LLC supports more than 400,000 merchant and financial institution locations and 12,000 ATMs in 46 states and 8 countries. The company processes more than 11.4 billion ATM and POS transactions and nearly $400 billion in debit and credit sales volume annually.
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